Retirement Advantage

Retirement Advantage is a well-established company that can trace its roots back to 1852. We provide those who are in, at or approaching retirement with a range of simple, secure and flexible products to suit their needs.

Every year thousands of retirees rely on us for their income. We have over £2billion of funds under our management, and a heritage dating back over 160 years.

In January 2018 Retirement Advantage became part of the Canada Life Group (UK) Limited. Canada Life shares a similar heritage, and just as importantly, places the same emphasis on providing outstanding service to customers.

As part of Canada Life, Retirement Advantage has more capability than ever before to help customers feel better equipped to make the most of their retirement.

Lifetime Mortgage and Buy-to-Let Mortgages

Our award-winning lifetime mortgages have been designed with your clients in mind, and can be tailored to suit their individual needs. In fact, our products can be secured on your customer's main residence, second home or buy-to-let property.

Our lifetime mortgages allow customers to choose whether to service the interest, make capital and interest repayments or simply let the interest roll-up. With fixed early repayment charges and early repayment waivers available on some products, our mortgages offer your customers flexibility and certainty.

Our buy-to-let mortgages allow landlords to release cash from their property tax free, leaving their entire portfolio intact. With no minimum income requirements or affordability assessments, landlords over the age of 55 can release equity from their property, tax-free, to use as they wish – for example, to help them pay for care, make home improvements or gift to children.

Further details about our range of products can be found at: www.retirementadvantage.com/adviser/products/equity-release