Opt Pensions is a trading style of Opt Corporation Limited and is part of the Harwood Capital Management Ltd. Group of Companies. We were established specifically to meet the demands of auto-enrolment and to assist small to medium-sized companies with their new workplace pension responsibilities. We do this by: 

•             Offering a guaranteed acceptance workplace pension scheme for automatic enrolment through our master trust, The Open Pension Trust.

•             Having a dedicated team of Business Development Managers ready to assist employers and their advisers with their auto-enrolment responsibilities.

•             Providing access to our online pension portal called Root.  Root was specifically developed to support the automatic enrolment requirements for advisers, accountants, employers and employees. Simplicity is the key when it comes to Root and we have found, working with various clients, this has been well received. 

Our Master Trust, The Open Pension Trust (OPT), which is regulated by the Pensions Regulator, is run by 3 professional, independent firms of trustees, thus ensuring the highest standards of scheme governance. OPT and its trustees provide a secure environment for members` savings, with a charging structure comfortably below the charge cap for Workplace Pension schemes.   

In May 2017, Opt Pensions were delighted to obtain independent Master Trust Assurance from Assure UK with no exceptions noted.

MAF was developed by the Institute of Chartered Accountants in England and Wales, with the Pensions Regulator. Trustees use it to evaluate their pension scheme, and demonstrate compliance with control objectives for governance and administration.  

From start to finish, Opt Pensions will manage your needs and provide a highly compliant, well-functioning workplace pension scheme that your clients can rely on to fit all of their auto-enrolment requirements. At Opt Pensions we will provide you with not only compliance, but compatibility, and the reassurance of knowing their workplace pension is in safe hands.