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20th May
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Financial Services Expo - Bringing Advisors Together

Keystone pilots new BTL finance solution at FSE

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Major lenders flock to FSE Manchester

02 Apr 2015

Financial Services Expo Manchester has today announced many of the biggest intermediary lenders will be exhibiting at this year’s event.

Registration opens for FSE Manchester

26 Mar 2015

Registration for FSE Manchester, the only financial services show to take place in the North West, is now open.

AMI chief Robert Sinclair discusses FSE and the year ahead

16 Mar 2015

We spoke to AMI chief executive Robert Sinclair, who is a regular speaker at FSE shows across the country, about the benefits of giving intermediaries across the UK the chance to meet their regulator and what is in store for the AMI.

Who should attend?

You, the Intermediary. Whether you specialise in advising mortgages, protection, buy to let, or alternative lending, the Financial Services Expo is a free event for advisors across the UK.

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Old Billingsgate - FSE London

Our next exhibition is FSE London, on the 24th & 25th September 2014, held at the prestigious Old Billingsgate market in Central London – Learn More about Old Billingsgate


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  • Platform Home Loans
  • SortRefer
  • Precise Mortgages
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  • One Savings Bank
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  • Nationwide for Intermediaries & TMW
  • Assurant Solutions
  • Blimey! Loans
  • Blemain Group
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  • Mortgage Advice Bureau
  • Intelliflo
  • Shawbrook Bank
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  • Berkeley Alexander GI
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  • Halifax Intermediaries
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  • Platform Home Loans
  • Friends Life
  • BM Solutions
  • Aldermore Bank
  • Aldermore Bank
  • Virgin Money plc
  • SortRefer
  • Virgin Money plc
  • Shawbrook Bank

Event Partners

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  • Industry Events Online
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  • IFA Centre
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  • IMLA
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  • FSE Manchester 2014

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Keystone has announced the launch of a new range created specifically for landlords who are still struggling to get finance in a buoyant buy to let market.

The new Solutions Range, is a suite of medium term loans funded by Lancashire Mortgage Corporation.

Commenting on the launch, David Whittaker, managing director of Keystone said:

“Despite increasing product availability in the buy to let market, lenders continue to take an extremely cautious approach to anything other than the most straightforward of applications. The Solutions Range dares to be different. It recognises that some applications do sit outside of typical lending criteria but often have common threads which, if assessed individually and carefully, make them low risk.”

Some of the common reasons that applications are declined include: non-standard property type; unacceptable tenant type; complex ownership structure; untidy credit profile; unacceptable income evidence.

Whilst Keystone’s existing Classic and Premier Ranges already cater for some these scenarios, the lending criteria on the Solutions Range has been designed with greater flexibility.

Marc Goldberg of Lancashire Mortgage Corporation said:

“The products are aimed at both individual and corporate landlords who have failed to qualify for a buy to let mortgage but who require a more cost effective, progressive solution than bridging. We believe that the flexible, custom-fit approach to underwriting will help landlords looking to strengthen their financial position and capitalise on the ever-increasing demand for rental property. Crucially, the range provides a medium term solution for landlords who are currently struggling to get finance now but will be in a position to refinance or repay in three years’ time.”

The range is being piloted to brokers attending Financial Services Expo London 2014 and will be rolled out to the wider market from October. 

Rates start from 8.49% for individuals and 8.99% for limited companies with higher rates applied to borrowers with more untidy credit profiles. As would be expected fees apply including a £199 assessment fee and a facility fee of 3% of the loan amount. There are also valuation and legal fees.  The broker procuration fee is said to be 0.75% on all completed case.

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